to fuck with practicality, i would take the lump sum. Who knows if I'm going to die tomorrow?
I'm not a very materialistic person, but I can say that I would buy a decent car probably a nice Volkswagen, a normal three or four bedroom house, pay off my debt as well as my parent's debt. Buy them a new house and a few new vehicles. Get a few choice "I really want that items" such as a collection of instruments. I would throw one hell of a party and then quietly invest the remainder of the balance -- whatever's left, trust me it would be more than 75 percent of my original winnings.
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