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Should you get it: HELL YES
I almost lost my place of rent during the last week because of the San Diego wildfires. They told my neighbours a block away to evacuate (they never evacuated my block) and I was nervous as hell because if I had to leave, I knew that what I took from my house would be all I would have.
Get Renters Insurance
State Farm is a good company, and no matter who you go with, it shouldnt exceed $200 per year.
I have renters insurance now, btw :P
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