Quote:
Originally posted by irseg
It's not reasonable to pay back money you owe? Using someone else's money to buy something, promising them you'll pay them back, and not doing so is called fraud and theft.
I understand your situation as I went through a time where I was living on credit too, but I would never even consider just not paying them off, and I certainly wouldn't whine about it being unreasonable that I'm expected to do so.
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I make payments but they won't close it so no more charges can be made. They won't close it so the interest rate is locked in. I cannot pay it ALL off in full because I don't have that kind of money. I am doing what I can but they penalize me for everything. I am not asking for something unreasonable and our other credit card with Chase worked with us. NOT Capital One. I'm not whining that I have to pay. I'm whining that they are making it very difficult to pay the whole balance off.
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