A credit card is something I
need for my job, it's not an option to go without.
I'm what the credit card companies call a dead-beat customer. I use their money for up to 30 days and always pay off the amount owing. I haven't paid interest in years. I get points for air travel for my purchases and in two years I have enough for a business class ticket to Europe. As long as you don't spend more than you can afford, you won't have a problem.
Having a $13,000 credit limit is very tempting however.
