Quote:
Originally posted by Holo
Never had one. I watched both of my parents max the shit out of theirs and almost ruin their credit more than once. It helps me by forcing me to wait for something by saving up for it...if I still want it after I've taken the time to save for it then I wanted it all along and it wasn't just an impulse buy. It can hold you back but then again you don't think of it as fallback when you don't have it. It's deficit financing any way you slice it, and it's really not a good thing in my life.
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damn near exactly how we fell on the cards.
when the cash is saved.....and we still want...(whatever)....then we grab it....if we no longer want it (in the time given to save for it).....then we don't buy it.
kinda works out good.
thanks eh....
