First off, calling them gives you no record of cancelling the contract. Write a letter to the dealership with a copy going to the bank. Send it return receipt so you have evidence that they received it.
Contact the Better Business Bureau and the state Attorney General's office. They will be able to give you far better advice than anyone here.
Contract law varies from state to state. The bigger the stink you make with the dealer/bank the more likely they will help you.
IMO, do not pick up the car. Once you pick up the car, you are responsible. Enabling it to be stolen puts you at risk for insurance fraud.
I believe there is a good chance that you can get out of the contract since you have not picked it up.
Good luck.
One other thing, check the documents that were signed. There should be clearly defined actions which are required to terminate the agreement. There may be some penalties but it's far better than being held liable for the full purchase price.
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Strive to be more curious than ignorant.
Last edited by onetime2; 10-15-2003 at 04:39 AM..
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