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It is so worth the extra money to get an automatic if you spend any kind of time in stop and go traffic.
A manual is more fun to drive and saves a bit of gas. Maintainance costs can vary. With a manual if you pay for clutch jobs it's gets pretty spendy depending on how you drive and how often you need a clutch job. An automatic you can usually just change the fluid and filter at the reccomended intervals and get away cheaper.
But trashing a stock transmission (either manual or auto) with agressive driving is expensive either way you go.
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