Actually you get to count some D1-AA schools towards your win total every few years. I forget excatly how it works out. I think it is one for every 3 years that you can count a D-1AA team towards your victory total.
Art
edit:According to postseason eligibility bylaws, a Division I-A team can use an exception once every four years to count a victory against a Division I-AA opponent toward the minimum number of wins necessary to become bowl eligible. This waiver will allow a Division I-A team to utilize the I-AA exception this year without regard to use of the exception in previous years. The 2001 season will not be counted in the application of the I-AA exception for future scheduling.
In an 11-game season, NCAA bylaws require that a Division I-A team win a minimum of six games against Division I-A opponents and have more wins than losses to be eligible for a bowl. If a Division I-A team is able to play only 10 games this season, finishes the regular season with a record of 5-5 and no more than one win against a Division I-AA opponent, the team will be eligible for postseason competition for this season only.
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