I knew that the really good deals out there had very strict qualifications, but I wasn't aware that treatment for depression would get you disqualified for most insurance.
Have you tried a lot of companies, or are you just searching the internet for the best deals?
If you truly believe you're not clinically depressed - have another doctor evaluate you, and be sure to show his report to any insurance agent.
No competent doctor would make a diagnosis based on 12 questions; a referral to a specialist, perhaps - but not a diagnosis.
If you're really concerned - do what the insurance companies do - start investing money in an account in your daughter's name, and make a deposit every month - the interest will start adding up. Granted, it's not the same if you die young - but if you don't, and she grows up to be self-sufficient, then you've got yourself a nice retirement fund started.
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If you want to avoid 95% of internet spelling errors:
"If your ridiculous pants are too loose, you're definitely going to lose them. Tell your two loser friends over there that they're going to lose theirs, too."
It won't hurt your fashion sense, either.
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