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I had a few credit cards when I was just starting out, now I have a pretty good sized debt to a few of them.
Just too stupid and too young to understand finance.
Now, I'm old enough to know better, but I still carry the same stupid habits so, credit would be very bad right now.
Besides, if I can't save it up in cash, then the fricken thing isn't worth getting.
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No signature. None. Seriously.
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