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Is This Legal????
I just found out that I have really bad credit....Now i ask myself...how is this possible? I just recently turned 18. The credit report says I have a delinquent capital one credit card dating back to 6/2001......WTF?!?!?! I WAS 16 YEARS OLD!!! and they said my mother was the co-signer...now even if this was allllll true, how could I have had a credit card?? and if my mother did co-sign wouldn't all delinquencies be filed under her name?
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