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Mom could be doing you a favor. No pride in living with mom without contributing. You can find a place for less than $250 each a month? Certainly can't where I live - sounds like a bargain.
What's wrong with camping anyway? Nov. Dec. is cold but so what? You 'll save tons of money, learn a lot about winter camping and about yourselves, and it will be the best story you'll ever have to tell your grandkids. With the kind of other options you are laying out I'd invest in a huge dome tent and tundra parka and big sleeping bag. Then you can use it to survive when you break down half way to virginia! Oct. is the BEST month to buy left over tents when they are clearing the shelves for winter stuff.
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