Well I've GOT money, what I've got more of is sense.
$20 - Depends on the game, I've purchased 2 games (Desert Rats and MoonBase Commander) for $19.99 and gotten a lot of enjoyment out of them and a few others that I've played some and put on the "to be traded in " pile.
$30 - What game is it? Is it one I've been waiting for a while for? If not, it'll eventually make it's way down to the $20 and lower level.
$40 - It'll be $20 in 6-8 months I bet.
$50 - It'll be <$20 in 6-10 months or I might be able to find it used.
$60 - who are they kidding? It'll be < $30 in a year or so months.
For Example, Age of Mythology came out November of last year and was priced at $49.99. Now I can pick it up for about $29.99, I saw a special at CompUSA that had it for $19.99.
Warcraft 3 came out last year at $59.99
for the non-collectors editions. Now it's $39.99. I bet after Christmas it'll be around $20 or so.
Console games I rarely buy new. It has to be really, really special (or not really available used) for me to buy it new instead of used.