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If you have money, the goal is to grow it faster than inflation rate. You know there is a whole profession called financial planners/money managers who do this for you. Their job is to assess your growth needs, risk tolerance, and cashflow/liquidity requirements and create a balanced portfolio for you. They charge certain fraction of your money, usually less than 1%, and/or hourly fee. And yes they will usually recommend equities as part of your portfolio. If you had put your money in a simple blue chip index fund 6 months ago, your money would now be worth 25% more. That's like 50% annualized return.
To make money, I have come to realize that it really helps to have a lot of money already. Also, ability to predict future (correctly) is immensely useful.
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