I use hotpop.com. It's the only service I could find that allows POP3 connection, for free. I like it, because it means I can use it from Outlook. They say they'll send you ads, but if you say you're female and not interested in anything, you won't get many. I get about 1 a month.
(I also have a student email address and one with a friend's own domain, but those are likely not options to everyone).
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Strewth
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