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Just to stick with the rules, and assume that "investing/saving" in one form or another would be cheating, here's what I'd do.
Pay off my debt:
School: 15,000
Credit Card: 1,000
Other Credit Card: 3,000
Hmm....I'd buy a used motorcycle for 700 bucks somewhere, and then 6 months worth of insurance...
...or...
An xbox, with some games, and some ps2 games, and some gamecube games.
Oh! And buy a bunch of magazine subscriptions....I spend to much on the newsstand price.
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You are what you love, not what loves you.
strife
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