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Thanks for the help, NoSoup!
One more question for now:
How can I get my credit union to "trust" me with a loan and how much should the loan be for? To remind you of my situation, I have no credit history right now, and I'm about to apply for a secured credit card with my credit union. I guess you can refer to my previous post for more info, four posts above this one. Thanks again for the help!
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