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No Soup...
I am lookign for info on buying a house here in Massachusetts, or ability to get a morgage.
I am engaged, i have 1 consolodated student loan about 10K, 1 misc loan for 10K, and 2 credit cards with total debt of 4K, one now closed for about 2 years while a pay the balance.
My girl has considerably less debt, a few credit cards with Credit Guard of America, closed and in replayment, nearly paid off, and thats about it.
My payment history is less then stellar, i have been less then 30 days late on some payments recently as well as in the past, i havent had any real delinquent payments in at least a year.
I do have debt that had gone to a bureau and is now settled, about 2 years ago.
My fiance is a registered Nurse (6 months on the job same place), makes about 700/week take home, i am a net admin, bring in about 47,000/year or 2 k a month take home (same job nearly 3 years).
We share a 1 bedroom apt for 1340/month, both lease cars with about 260/month payments.
Do i have a chance in hell to get a morgage right now, should i not even apply? Can i apply jointly if im not even married yet.
Whats my best stragedy to get ready to apply for a morgage.
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