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If you're in the market for a cell phone, that's another way to build credit. My coworker built hers through car payments and getting an unsecured credit card with a very low limit that she paid off every month. Try something with a $500 limit or so, something that will keep you in a realistic range. I can never pay my bills on time *cringes* but that definitely is the best way to build good credit.
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Do I contradict myself?
Very well then I contradict myself,
I am large. I contain multitudes.
-Walt Whitman, Song of Myself
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