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Eliminator,
I would suggest that you don't try make a direct jump into IT rather that you look at using your finance experience as an avenue to get involved in IT. I would definitely recommend some sort of certification but your best bet would to be to try and find a role that is looking for a finance person with a good level of IT skills. Once you get the job then you can move around or focus more on this area.
You could maybe land a job as say a project manager for a finance company.
To your questions...
1 - Contacts are definitely where the best jobs are advertised. But to get your foot in the door maybe try a job agency.
2 - Yes. IT is fairly competitive these days and any little advantage will surely help
3 - Some sort of business development role. The coin is still good for IT/finance programmers too. How many $$$ are we talking here???
4 - What do you mean by promising. If you mean salary - business side of things will allow you to move further up the chain. If you mean enjoyment - A lot of people find programming satisfying cause you're actually building things and solving problems. If you mean growth potential - Really hard to say. A couple of years ago you would've said web/e-commerce but that has died recently.
5 - Still plenty of work if you're good enough - A lot of dumb-asses with IT degrees though
Hope some of this helps. My last bit of advice would be to try learn to speak copious amounts of bullshit. This will always help when trying to land a job.
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I like to eat cheese
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