Great Thread NoSoup
I'm 20 yrs old and the family moved about a year ago. Unfortunately I forgot to change the address for my Cell Phone company and soon enough realized the mistake, however it had been 40 days since the bill was due when I did pay it. Most of my bill are paid on the same day I receive them(online) and this was my first delinquent payment.
Its greater than the 30 days you mentioned but I never received any calls or letters so I dont know if it got in the hands of a collection agency. So my question is how much exactly does this put my credit in bad light? ....or....How many late payments do I need to get turned down for a mortgage?
Thanks
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