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Nah, it only sounds that way until you get the hang of it. The actual doing is pretty simple, just time consuming (unless you have a multi stage press).
Here's the rundown:
Resize your cases and deprime them (one operation in the press)
Expand the case mouths just enough that they won't shave material off of the bullet when they are loaded (another press operation)
prime your cases, and add powder (you can use a little dipper, or a cheap powder measure)
Load the bullets (the third and final press operation).
If you have a multi stage press, it will do all three of those operations at once, including priming (I think), and charging. Sort of like an assembly line. These are a bit more complicated, but I have heard that they don't take people more than a couple hours to get the hang of.
Check that your bullets (at least the first couple) are within specs for overall length.
The rest is pretty much optional: cleaning your spend cases, camfering new brass (rounds the sharp edge), crimping, etc.
Loading for handguns is, in my opinion, a lot easier than it sounds. I was overwhelmed by the literature as well until one of my friends showed me the process. Loading for rifles is tricky though, you have to worry about a bunch of stuff (like case trimming) that you just don't have to bother with in a pistol.
I think you will find that your reloading costs will be almost identical for 9mm, .40, and .45 (maybe a little more for the .45).
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