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I'm in the midwest - As a rough estimate my SO and I make around $70 grand a year. We pay our bills and we're never behind on anything, but some months it's tight. Recently, having to cough up about $600 in co-pays on medical bills nearly crippled us. Yes - we should be saving for such things, but right now there just isn't *any* money to save - well at least on her end. What extra i have goes to pay off the now dwindling amount of credit card debt I had from my younger (18-20) years.
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