Haha, something I can post about! I am a bankruptcy specialist for an auto finance company...number one, don't file bankruptcy. Second, call the company your car is financed through and talk to them. If you have a good payment history they will often amend your terms or even refinance at a lower interest rate. If the balance is low you might even be able to get them to settle on the car for the value. Here's a hint for everyone, car company's hate to repo cars, it generally costs the company more than $7,000 in repo fees and lost money. Your best be is probably to trade in your car and get something with a lower payment. But with interest rates so low it's not a bad idea to see if you can refinance the loan at a lower apr...you'd be amazed what that can do.
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Ban country music, it promotes inbreeding.
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