5 minutes ago i had just had the exact same problem, with the exact same card, with the same amount of time (of course the dell warranty just expired)
the fan just stops running and the card overheats, when i pulled it out, the fan was like frozen, wouldnt move, but just a tiny bit of nudging and it was free, still stiff, but it moved, however it didnt even budge when the machine was turned back on, so i think its just time for a new card
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