It sounds like you've got spyware or adware on your computer. Do you have file sharing programs such as Kazaa, Morpheus, Blubster, or most any others on your computer? Even other free programs such as Bonzi Buddy. They install spyware and adware which will cause pop-ups, even when you aren't viewing websites. You should look into uninstalling those programs and then running a program such as ad-aware to remove that crap.
Just remember, free programs from the internet are only free in the sense that you aren't paying money for them. You are paying by allowing them to put this junk on your machine.
Look for things in your add/remove programs menu such as Gator, WebHancer, Savenow, new.net, things like that. There are a ton of them. Get rid of them as well.
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