I'd talk to her when bringing the cat back; tell her how much you hate having to go this way, but you can't afford the alternative. I wouldn't ask for her number on that visit at all (that doesn't border on tacky; that violates tacky's airspace), but I would ask her name.
Call a few days later and ask her out.
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"take me down, little *Susie*, take me down
I know you think you're the Queen of The Underground"
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