You will indeed drop and/or low-speed crash your first bike. Assuming that money is at least somewhat of an issue, buying something along the lines of a used, easy to find kawasaki klr 650 makes more sense. It's a similar style of bike, check out
http://autos.groups.yahoo.com/group/DSN_klr650/
then
http://cycletrader.com
Even after you drop it, you should be able to get a significant portion of your investment back when you sell it to get an f650.