Put everything on credit, but only what you have in cash so that you can pay off the whole bill when you get your statement.
Aside from the benefits mentioned above about credit rating you can also expect to benefit in the following manner:
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<br>You earn reward miles or loyalty points on all purchases. Trust me it adds up.
<br>You get a record of all your purchases that you can match to your receipts. You can't match your receipts to a one line debit to your bank account.
<br>If you pay it of right away you are not charged any interest.
<br>If you have a good credit card you get insurance on all your purchases.
<br>And here is the big one...<b>the money stays in your bank account for one extra month and you earn the interest instead of the merchant</b>.
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Sticky The Stickman
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