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I always use the credit card for extended warrenties and cashback bonuses. But I pay them off every month. I have done this since college. I did buy one car on credit because my old one was going to need major work and I could not see putting the money into it. I paid it off a year early and my next car was with cash.
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I was there to see beautiful naked women. So was everybody else. It's a common failing.
Robert A Heinlein in "They Do It With Mirrors"
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