Tilted Forum Project Discussion Community - View Single Post - When purchasing something, do you save up or put it on credit?

phoenix1002 · 04-22-2003, 08:14 AM

Right now I only use cash (I'm a 19 year old college freshman). I think having a credit card would be too dangerous for me. I recognize my spending habits. If I have money on me, and I'm in a store I like, like Eastern Mountain Sports or Best Buy, I will generally spend it. Because of this, I rarely carry more than $5 with me, and I only have an ATM card, not a debit card. If I had a credit card, I think I'd just be too tempted to buy things that I couldn't afford, then get into trouble when I couldn't pay off the bills.

Good point Lebell, I hadn't thought of that. I guess I'll just have to work on my self control first

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04-22-2003, 08:14 AM	#11 (permalink)
phoenix1002 Psycho Location: lost	Right now I only use cash (I'm a 19 year old college freshman). I think having a credit card would be too dangerous for me. I recognize my spending habits. If I have money on me, and I'm in a store I like, like Eastern Mountain Sports or Best Buy, I will generally spend it. Because of this, I rarely carry more than $5 with me, and I only have an ATM card, not a debit card. If I had a credit card, I think I'd just be too tempted to buy things that I couldn't afford, then get into trouble when I couldn't pay off the bills. Good point Lebell, I hadn't thought of that. I guess I'll just have to work on my self control first. __________________ I'd rather be climbing... I approach college much like a recovering alcoholic--one day at a time...