When purchasing something, do you save up or put it on credit?
I find myself to be the kind of person that saves up until I can buy something "straight up," instead of opting to buy it over time (credit card, or store payments).
Granted, this is hard to do for more expensive things, but I am saving up for a car and I am going to wait longer and buy a used one (paid in full), as opposed to making payments for 3-5 years.
What do you find yourself doing? Saving up and buying all at once, or putting on credit or paying the store in timely payments?
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