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Most grad students in the sciences dont' have to get loans to pay for school. The schools will almost always give you a deal. Either you get a fellowship, or you have to become a TA, and in return you get your tuition waived, and a living stipend. Even then, that's usually only for the first year. After that, you are supposed to be living off grant money from your thesis project/ one of your advisors projects.
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"Socialism is a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery." - Winston Churchill
"All men dream: but not equally. Those who dream by night in the dusty recesses of their minds wake in the day to find that it was vanity: but the dreamers of the day are dangerous men, for they may act out their dream with open eyes, to make it possible." Seven Pillars of Wisdom, T.E. Lawrence
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