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I'm not sure which field your interested in, but as far as I can tell (being a graduate student in philosophy), you should be able to get some university to give you (not loan you) enough money to live on, in addition to covering your tuition. I know it's this way in the humanities and the sciences -- outside of this, I'm not quite sure. If you can't get some sort of deal like this, quite frankly, you probably don't belong in grad school.
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