IMO, Sony should have kept the whole service free OR they should have kept pay elements pre-paid. The security requirements for maintaining confidential information on a free service was always going to suspect - since PS3 investment was already way too much, so I can't imagine SOny putting appropriate resources into a non-paying service, plus Sony are way less experienced and capacitated than M$ to deal with internet security.
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"Failing tastes of bile and dog vomit. Pity any man that gets used to that taste."
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