My ex and I filed for bankruptcy about 20some years back. We had maybe $10 - 15,000 in debt at the time and felt like we were drowning, and I had just given birth to my first child.
We had an attorney, but in our (US) system, the Court calls name after name. I recall waiting hours for my name to be called. The Judge asked a couple of questions about incurring the debt and the assets named in the documents, and made some gavel noise and it was over in about 2 or 3 minutes.
Don't think a shirt and tie's required, but it wouldn't hurt. I think I went business casual in a skirt and blouse. Just be respectful, I'd think.
Nothing to get worked up about. I know all about the guilt, but let it go once the debt's discharged. Worry about after. Keep your nose clean, keep it cash. Know your weaknesses and keep yourself in check and you'll be alright.
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We are always more anxious to be distinguished for a talent which we do not possess, than to be praised for the fifteen which we do possess.
Mark Twain
Last edited by jewels; 03-20-2011 at 12:34 PM..
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