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BG... in your case, I would agree. Credit card debt sucks (I am assuming that's what you have). Have you spoken to the bank about taking out a lower interest loan from them to pay off your card(s)?
I did that a few years ago when I had a lot of debt. It helped make it go away faster.
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"My hands are on fire. Hands are on fire. Ain't got no more time for all you charlatans and liars."
- Old Man Luedecke
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