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Old 01-22-2011, 07:58 AM   #20 (permalink)
Projectguru
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It's a fine line between saving for retirement and spending now. In my opinion, I would prefer to have a little of both. If i contribute all this money when I'm younger to retirement...it limits my ability for fun when I am capable of having it. Then when I'm older and can't do as much...I'll have all the money in the world. For me, I'll save conservatively, and hope that my 4-8% per year will grow and I will be able to sustain the level of lifestyle I have now. But if you think about it 2 million doesn't take long to go through if you medical expenses and hope to leave anything to your family!
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