The right time is when you feel they're responsible and have a need to stay in touch. Please don't let them pressure you into the "well, all my friends have one" mentality. For my little ones, 13 or 14 was the right age. My older daughter was over 18 and working when she purchased her first, but they weren't as prevalent an accessory back then.
Many of my daughters' friends lose a phone every 6 - 12 months. Even if you buy into the insurance, you're talking about a minimum $50 each for a refurb and a couple of days of down time.
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We are always more anxious to be distinguished for a talent which we do not possess, than to be praised for the fifteen which we do possess.
Mark Twain
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