I do love my Linux, but if you're doing photo editing you might not want to do it through Linux. Getting Photoshop to run properly through WINE is likely to be a bit of a pain. You have the option of using GIMP for your photo editing needs, and while (I hear) it's as powerful as Photoshop, reports are that it's not nearly as user friendly. I have very little experience in this area though, so I can't offer more than that.
Finding a graphics card that will replace your 9800 and offer performance gains might be a bit of a trick. AGP gets rarer every day.
On the other hand, networking nowadays almost always just works. Linux has made some great strides in the area of usability, versus what you would have been facing in 2003.
I'd be absolutely shocked if a system built on an 865 chipset is at all capable of running Windows 7. You'd be much better off sticking to XP. Or joining the rest of us in the 21st century. Take your pick.
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I wake up in the morning more tired than before I slept
I get through cryin' and I'm sadder than before I wept
I get through thinkin' now, and the thoughts have left my head
I get through speakin' and I can't remember, not a word that I said
- Ben Harper, Show Me A Little Shame
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