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Old 11-21-2010, 06:02 PM   #13 (permalink)
Lindy
Junkie
 
Quote:
Originally Posted by filtherton View Post
....This doesn't necessarily answer the question of ethics, though. For some folks, this poses an interesting ethical dilemma. How much of our personal honor is at stake in our financial dealing with large institutions? Is signing a loan agreement with a bank a personal promise, cross your heart and hope to die?

I don't think it is, and I wouldn't think twice about strategically defaulting if I felt like it made sense in the context of my personal and financial goals. I don't subscribe to the notion of corporate person hood, and so I don't think that it makes sense to think of a loan as statement of personal integrity. ....What are your thoughts? Would you walk away from a loan for reasons other than an inability to pay it back? Have you? Do you think it ethical?
Lots of questions here.
Is stealing ethical, as long as you only steal from the very, very, rich financial institutions? How about if it is your local credit union?
If it's OK to steal from the very, very, rich and give to the poor, a la Robin Hood is it then also OK to steal from the very, very, rich and keep it for yourself?
Did the very, very, rich financial institutions not (with heavy government encouragement) write risky mortgages with risky terms for risky people that shouldn't even have been buying homes and then seek to sidestep that risk?

Lindy
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