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I now make less than a 1/4 of what I made at this time two years ago. In fact, I make less now than I made collecting unemployment. My 401K has been decimated to the point of being a joke. My home value has risen, but only for taxation purposes (the county TELLS me what my home is worth, and taxes accordingly). I'll never be able to sell it for what it's "valued" at.
The only reason that we were able to weather this storm is the fact that;
A.) We have no credit card debt.
B.) Our cars are paid for.
C.) We purchased a home that we could actually afford.
and of course...
D.) We had savings to fall back on.
In short...we lived within our means. But, even with those things in our favor, it has not been fun or easy. I can only imagine how hard it is for those that did not live within their means. But, while I may feel sorry for them, I do not pity them.
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"I distrust those people who know so well what God wants them to do because I notice it always coincides with their own desires." - Susan B. Anthony
"Hedonism with rules isn't hedonism at all, it's the Republican party." - JumpinJesus
It is indisputable that true beauty lies within...but a nice rack sure doesn't hurt.
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