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Liftrocks:
You don't have to to off the deep end the way some of us do in order to greatly increase your level of preparedness for the 'disasters' most likely to effect you:
Car accident
Broken down vehicle
all day traffic jam/forced to stay somewhere outside a hotel
storms/flooding/etc. kills power and food availability for a few days.
If you want to be more prepared start with securing a water source and making sure you have about a weeks worth of food at home (that you don't need electricity to cook).
Next would be to make sure you can handle basic car-stuff since we typically spend a lot of time in them and shit happens. You should be able to fit a lot of stuff in your cars utility area without impacting trunk/passenger space: items to change a tire, first aid equipment, space blankets (important if you get stuck out in the cold and if there is an accident since most casualties get cold fast), some extra water, extra food, a few extra dollars, water purification drops a fire source and a knife (folding is ok).
That will get you through almost everything that is likely (or unlikely) to happen. Imagine what you would do if you were stuck in the office or on the highway for four days because of some natural disaster. It would be very nice to be able to build a fire, stay warm, provide basic medical care and drink clean water. Food would be nice too but it not as essential, at least not for a week or so.
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"Socialism is a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery." - Winston Churchill
"All men dream: but not equally. Those who dream by night in the dusty recesses of their minds wake in the day to find that it was vanity: but the dreamers of the day are dangerous men, for they may act out their dream with open eyes, to make it possible." Seven Pillars of Wisdom, T.E. Lawrence
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