Cynthetiq

In my mind money gives me options and choices, well beyond which iPhone or iPad I will buy, but really how will I fund my future desires and goals?

I'm not a good saver at all. Not when I'm focused on it, I'll save too much and then it's too painful to spend it. I have learned simple moderation of saving, and the simple thing of letting time be my friend. Last year I started a thread about saving $3/day, something very simple and tangible for people to be able to do. Almost no one took me up on the offer to track this ability to save the money and make a large purchase in the future. Mine wast to be a new ipod touch. Turns out when the time came, I had the money but saw little value in buying the item as soon in the near future the model will be updated making my purchase obsolete. Thus I never purchased it, but I do have the money saved, all cash, without breaking a sweat.

I don't know why people have their hang ups. I'm like you, I'm happy to share my strategies as to how I've remained debt free since I was a teen and how I've been able to leverage money into future income streams.

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I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.