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If the problem were entirely caused by cultural behavior and poor people simply being terrible at managing their finances, would it make it less of a problem? The trend here seems to be that it's simply not a problem, not that it is a problem but there may be different ways of solving it.. dog has made it clear in his position, at least, that it's a non-issue (for him) and so no solution is necessary.
I for one am shocked to hear someone with privilege talking about how problems for people with less privilege are simply not his concern and/or simply not issues. /s
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"I'm typing on a computer of science, which is being sent by science wires to a little science server where you can access it. I'm not typing on a computer of philosophy or religion or whatever other thing you think can be used to understand the universe because they're a poor substitute in the role of understanding the universe which exists independent from ourselves." - Willravel
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