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Note: If the sample size stated previously is accurate, it would be hard to see how these results can confirm their hypothesis. I was not able to confirm the sample size within the brief. Methodology DOES matter.
Since there are sociology buff in here: are there reports studying the choices the poor make regarding their finances? Do these choices differ along racial lines? Cultural? Immigrant, or native?
That black populations in America have been historically disadvantaged is not in dispute. What the report is suggesting is that there is a structural disadvantage in the economy against wealth creation in the poor, and that this is worse yet for those on the opposite side of the racial divide.
If being poor and black is worse than poor and white, then this is beyond a simple tax system fix. I think that it would be safe to say that the disparity is a result of culture; whose culture is, or what each culture contributes to, is the most important question to answer.
Is it a systemic discrimination by the white, the wealthy, or the white AND wealthy? Is it a cultural deficiency for overspending and financial mismanagement on the part of the black, the poor, or the black AND poor?
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Where there is doubt there is freedom.
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