Quote:
Originally Posted by Jinn
Again, this said it all. The rest was really unnecessary when you lead with "sometimes the blame does belong with the poor." Have you ever truthfully considered the opportunity and education you have that enables you to even make a decision about your finances?
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What opportunities and education? I went to a rather run of the mill public high school in a mill town in New England. I did not take a single class on financial management of any sort. I don't think such classes were even offered. The only financial advice I got was from my father and his family, none of whom were financially well off by any stretch of the imagination.
It doesn't take too much financial skill to discover that if I buy something for $50.00 on my credit card, that by the time I've paid my credit card bill I've paid more for my purchase than if I just waited and saved my money I could have paid $50.00.
I will stand by my comment that sometimes the blame for the problems the poor have is their own behavior. I've read repeatedly about how some working class guy hits the lottery for a few million dollars and within a few years he is broke because he knew nothing about money management. I also have had poor people tell me that because I had a job and they didn't, that it was my responsibility to give them stuff. It didn't occur to them that if they wanted stuff they should start by applying for jobs.