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Sometimes the blame does belong with the poor, specifically when they make poor choices about finances. While not true in all cases, if your poor, do you really need to buy that nice car, or the big screen TV, or other goodies that you put on your credit card
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Again, this said it all. The rest was really unnecessary when you lead with "sometimes the blame does belong with the poor." Have you ever truthfully considered the opportunity and education you have that enables you to even make a decision about your finances?
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"I'm typing on a computer of science, which is being sent by science wires to a little science server where you can access it. I'm not typing on a computer of philosophy or religion or whatever other thing you think can be used to understand the universe because they're a poor substitute in the role of understanding the universe which exists independent from ourselves." - Willravel
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