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Therapy doesn't help unless you're rich, and since you aren't...Lots of drugs, headphones, and sound proofing. Look up ways on the internet on how to sound proof things for cheap (acoustic tiling, egg cartons, suspended ceiling, etc.)
Even if you don't have much money you can get a script fairly easily. Most likely only 1 visit with a cheap doc for 45-75$. She needs valium (lorazapam, diazapam...) The scripts will only run you 10-30$ a month at a decent pharmacy (i.e. not walgreens). If you have insurance it will be even cheaper.
Since she can't leave the house, I'd also imagine that a doc would write the script for you. Or just lie and say you have the problem.
As what to do when you have to leave to get the scripts. Get her some over the counter (have your home care service guy bring it) sleeping medicine. After sound proofing wait till she falls asleep, then go out.
Assuming she isn't already on valium, it will help a ton.
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