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Jinn, companies do illegal things all the time. Wal*Mart (or any other big box retailer) has no legal right to check your receipt but they do it all the time. There's nothing especially illegal about claiming you owe a debt when you don't. If you're dumb enough to pay it, it's kind of an idiot tax in a way. It sucks to be them, but there's a very effective legal tool to get them to not only stop but to force them to pay you. The collection agency is the one that would most likely end up paying that penalty, but that's the cost of doing business. See my example above for that in action.
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"They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety." - B. Franklin
"There ought to be limits to freedom." - George W. Bush
"We have met the enemy and he is us." - Pogo
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